How Our Funeral Loans Work
Paying for a funeral can feel overwhelming. Lilypay makes it easier with fast, affordable funeral loans. Here’s how we help families cover funeral costs—without the stress.
Lilypay provides funeral loans and financing options with a difference: no interest charges, just a simple service fee
At Lilypay, we understand how overwhelming life’s toughest moments can be, and we’re here to make things a little easier with financing that works for you. Our fee structure is simple, predictable, and designed to be more affordable than credit cards or traditional loans—offering clear terms without hidden surprises.
We provide flexible funeral loans tailored to your needs, with modest service charges and competitive late fees. Our goal is to help you access the funds you need without adding unnecessary financial strain during an already difficult time.
With Lilypay, you can trust that you’re choosing a fair, reliable, and budget-friendly solution to manage funeral and cemetery expenses.
Use our payment calculator below to explore your personalized pricing and see how Lilypay can help.
How It Works
Apply Online in Minutes
It only takes a few minutes to apply for a funeral loan with Lilypay. Just answer a few questions—no impact on your credit score.
Get Approved & Funded Fast
You’ll receive a decision instantly. Funds are sent directly to the funeral home so you can focus on what matters—your family. Most applicants are approved the same day.
No Stress Arrangements
Plan a meaningful tribute with Lilypay covering initial costs, so you can focus on what matters
Choose a Flexible Payment Plan
Once approved, you’ll see personalized financing options. Select the plan that fits your budget. Our funeral loan payment plans are designed to be flexible and transparent.
Your Loved One Deserves a Dignified Goodbye
We’re here to help you cover the cost of funeral services with fast, reliable funeral loan options. Ready to get started?
Competitive and Transparent Pricing
Our fees are minimal compared to traditional credit card charges and life insurance assignment funding, ensuring you receive maximum flexibility without the added cost.
Initial Fee Structure
A nominal fee is included in the first installment, due at the time of purchase, keeping the process straightforward from the start.
Late Fee Policy
To maintain fairness and promptness, a late fee is applied only 24 hours after a missed installment, allowing a grace period for unforeseen delays.
Smarter Funeral Loans: Lilypay vs. Traditional Options
Families deserve a fair, predictable way to finance funeral costs. Unlike credit cards and loans, Lilypay has a simple, flat service fee—no compounding interest, no surprises. With clear terms and reasonable fixed late fees, families stay in control. See why more funeral homes trust Lilypay.
