Covering funeral expenses shouldn’t feel impossible. Our funeral loans help you pay for funeral costs without the stress—fast, affordable, and built for families in need.
A funeral loan is a type of financing designed to help cover the cost of burial, cremation, memorial services, or related expenses. Instead of paying everything upfront, you can spread the cost over time with manageable monthly payments.
We partner directly with funeral homes to simplify the process and give your family peace of mind.
Apply online in minutes—no credit impact to see your options.
Choose your plan based on what works best for your budget.
Get funded fast—often the same day.
Complete our minimal-information application in minutes
Get approved quickly without the wait times of traditional funeral loans
Cover funeral and cremation costs right away
Make just 4 easy payments over 3 or 6 months
Unlike traditional funeral loans, we charge a simple, transparent service fee—never compounding interest that leaves families deeper in debt.
Our funeral loans use a soft credit check that won't impact your credit score, ensuring financial dignity during a sensitive time.
Traditional funeral loans can take days for approval. Lilypay provides same-day decisions when families need support most.
Choose between 3-month or 6-month payment plans based on your financial situation.
While government programs like the Funeral Support Payment may provide limited assistance to eligible individuals, they often don't cover the full cost of a dignified service. Lilypay fills this gap by offering immediate financing without the strict eligibility requirements, lengthy application processes, or coverage limitations of government programs.
Don't let financial concerns add to your burden during this difficult time. Apply now and get the support you need to honor your loved one properly.
Our flexible payment plans are designed to meet your specific needs, whether you're settling an estate, waiting on insurance, or sharing costs with family. This way, you can focus on what truly matters during this time.
Funeral loans with flexible terms
Burial financing when you need it most
Memorial service payment plans tailored to your budget
Cremation cost financing with dignity and respect
Emergency funeral assistance for unexpected losses